LOCATIONS EBUSINESS CAREERS

Power Systems finance solutions and extended protection

We make it easy to protect your equipment — and to pay for service, parts, and repairs. With Cat® Commercial Account (formerly Cat® Card), and Extended Service Coverage options for new engines and overhauls, you can count on us to keep your power systems running strong.

dropdown iconEQUIPMENT LIFECYCLE SERVICES
  • Equipment financing
  • Working capital loans
  • Lines of credit
  • Extended protection
  • Customer Value Agreements
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dropdown iconTAILORED SOLUTIONS
  • Loans to all types of businesses
  • Our people are experts around Cat industries and equipment
  • We recognize seasonal shifts can affect your finances
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dropdown iconFLEXIBLE SUPPORT
  • Quick and easy application and approval process
  • Select, finance and protect equipment in one place
  • Special financing on equipment, parts and services
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dropdown iconRELIABLE
LONG-TERM RELATIONSHIP
  • Relationship-focused support
  • Supporting you through success and struggles
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CAT® COMMERCIAL ACCOUNT

Cat® Commercial Account, is a flexible, revolving line of credit that can be used for Cat equipment needs when you don’t have cash on hand. It’s a commercial account that empowers you to buy what you need now, make low monthly payments, and then pay in full when your finances allow.

Apply Online Today
Extended service coverage (ESC)
EXTENDED SERVICE COVERAGE

With Extended Service Coverage (ESC), you get coverage that’s just as durable and long-lasting as your Cat® engines and generator sets:

  • Protect your investment with coverage for parts and labour expenses on covered components.
  • Choose from various coverage levels and deductible options to match your budget and operational needs.
  • Lock in repair costs upfront to avoid unexpected expenses.
  • Repairs are done by factory-trained technicians using genuine Cat parts.
Cat Credits
SAVE WITH CAT® CREDITS

You will earn Cat® Rewards on all qualifying Cat® Commercial Account purchases. Points are issued to you as Cat® Credits that provide an immediate discount you can use to pay for qualifying purchases.

EARN POINTS
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Earn Cat Credits - Toromont Cat Power Systems

The most common way to get Cat® Credits is through special promotions. Caterpillar, Toromont Cat, Cat Financial, Parts.cat.com or Cat® Central may offer Cat® Credits as part of a special offer or incentive.

Cat® Credits are delivered as an emailed certificate from Cat Financial.

REDEEM CREDITS
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Redeem Cat Credits - Toromont Cat Power Systems

You can redeem Cat® Credits over the counter at your Toromont Cat Power Systems branch. Just print the certificate you receive by email and bring it with you — or show your certificate on your phone.

You can also choose Cat® Credits as your payment method on Parts.cat.com and Cat® Central. Simply enter the certificate number to redeem your credits when you check out online, or in the app.

SAVE
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Save - Toromont Cat Power Systems

Whatever you need to get the job done and grow your business, chances are you can use Cat® Credits to help pay for it. That includes:

  • Parts
  • Services
  • Repairs & rebuilds
CAT® REWARDS

You can join Cat® Rewards for free and will start in the Bronze tier – no Cat Commercial Account required.

But having an account does give you another way to unlock more, quicker. With a Cat Commercial Account, you will start in the Silver tier.

Through Cat Rewards, all eligible Cat Commercial Account accountholders earn 1% back in Cat Credits on all eligible purchases, and a minimum of $125 in Cat Credits each year.

One place, one program

ADVANCE:

Advance to higher Cat Rewards tiers as your qualifying spend grows.

Earn 3% Cat Reward Points on Parts.cat.com and Cat Central

UNLOCK MORE:

Unlock more member benefits and rewards at every tier.

Plus: Earn 1% Cat Reward Points on qualifying purchases.

EARN:

Earn 1% rewards on qualifying purchases made with your Cat Commercial Account*.

START EARNING

Cat® Rewards is FREE to join. Create your account and start earning.

Join for free today
parts.cat.com account
ACCESS YOUR REWARDS
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Cat Vantage Rewards program
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CUSTOMER VALUE AGREEMENTS
MANAGE COSTS
MANAGE COSTS

Secure your preventative maintenance expenses throughout your contract duration. Bundle your CVA costs with your equipment for a single monthly payment.

HASSLE-FREE OWNERSHIP
HASSLE-FREE OWNERSHIP

Your CVA is all one plan, fit for your operation and backed by expert tools and advice to plan, schedule, and execute your maintenance and repair needs, your ownership experience is hassle-free with complete asset protection.

GENUINE CAT PARTS
GENUINE CAT® PARTS

Genuine Cat® parts are designed for your asset and delivered right to you, right on time. If you prefer to handle your own maintenance, convenient options are available.

ON TIME, EVERY TIME
ON TIME, EVERY TIME

Monitor your asset (hours, location, fault codes, fuel burn, and maintenance alerts) and lower the risk of issues occurring with a CVA. Fluid analysis gives you a look inside major systems to better prevent failures.

SECURITY OF EXPERT SUPPORT
SECURITY OF EXPERT SUPPORT

Your CVA provides dedicated resources for your maintenance planning, repairs, rebuilds, and upgrades. With diagnostic and troubleshooting support, you can be at ease with dedicated expert dealer advice and training options.

*Offer valid until June 30 2026. Financing is subject to credit approval by Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. See Cat Rewards Terms and Conditions for full explanation of benefits, limitations, and eligibility – cat.com/rewardsrules

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